Environmental Facilities Program (EFP)
Our Combined General Liability and Site Pollution Liability (EFP) package policy offers coverage for pollution events resulting in claims for third-party bodily injury, property damage, and cleanup costs emanating from a scheduled location and can be combined with Commercial General Liability coverage for an insured’s operations. This package policy features pollution coverage that is available for both new and pre-existing conditions.
The EFP package policy may be underwritten for a variety of industry groups involved with waste disposal and recycling including:
- Landfills
- Solid waste facilities
- Recycling facilities
- Transfer stations
- Incinerators
- Land farms
- Composting facilities
Policy Features
- Coverage is written through an A.M. Best A++ XV rated carrier
- Site Pollution is claims-made and reported
- Location/site specific
- Site Pollution coverage includes: off-site third-party cleanup costs as well as third-party on/off-site bodily injury, and property damage. General Liability available for eligible classes
- Covers new and pre-existing conditions (either can be deleted by endorsement)
- Coverage enhancements include non-owned disposal site and transportation of waste (no financial responsibility)
- Limits up to $5M available
- Minimum premium: $2,000
- Commercial General Liability offers bodily injury and property damage coverage under an ISO CG 04 13 occurrence form
Submission Requirements
- ALTA Site Pollution Liability Application (or other eligible carriers’ applications)
- ACORD General Liability Application
- Five (5) year summary of losses
- Internet website Information
