Specialty Auto

ALTA specializes in niche auto classes with a local and intermediate radius of operation. While limits vary depending on venue, class and prior performance, we target both $1,000,000 excess of Primary, auto buffer business and accounts requiring up to $5,000,000 in excess capacity.

Specialty Auto Classes Include:

  • Beverage distributing
  • Concrete – mixed in transit
  • Concrete pumping
  • Garbage collection
  • Moving and storage
  • Sand and gravel hauling
  • School bus operators
  • Scrap metal dealers
  • Wholesale distributor fleets
  • Owners goods on owners trucks


  • Up to $2,0000,000 limits in lead $5,000,000 layer or $5,000,000 in an excess layer.
  • $1,000,000 buffer limits for fleets, unfavorable venue or prior loss issues


  • Follow Form coverage is available on a non-admitted basis in all states

Submission Requirements

  • Completed Application (accord or other acceptable umbrella application)
  • Trucking Supplemental Application
  • Five (5) year fleet summary
  • Five (5) year loss summary
  • Loss detail for losses in excess $50,000
  • Web site address
  • Expiring Umbrella / Excess carrier and premium
  • Underlying terms and conditions
  • Target pricing by layer