Real Estate and OL&T Insurance
Our experienced underwriters can tailor insurance coverage for a wide array of exposures. We provide coverage solutions for target classes by providing Follow Form Professional coverage for BOP-related classes, and Follow Form Directors & Officers on association risks.
Target business classes include:
Real Estate and OL&T
- Condo / townhome associations
- Homeowners associations
- Dwelling schedules
- Commercial real estate
- Commercial real estate development
- Mixed-use development
- Parking structures
- Vacant land
- Apartment
- Prefer excess attachment for apartment business
- No appetite for section 8, senior or student exposures
Limits
- Up to $5M limits in lead or excess capacity
Paper
- Follow Form coverage is available on a non-admitted basis in all states
Submission requirements
- Completed Application (Accord or other acceptable Umbrella Application)
- Supplemental Application as needed, including a separate Liquor Liability Supplemental for risks with liquor exposures
- Five (5) year loss summary
- Loss detail for losses in excess of $50,000
- Web site address
- Expiring Umbrella / Excess carrier and premium
- Underlying terms and conditions
Related Products
Alta can provide coverage to commercial and residential construction risks. With a broad appetite, we can respond quickly to the Excess Liability insurance needs of both contractors and commercial projects.
Learn MoreAlta has the deep industry knowledge and experience to provide unsupported excess capacity for manufacturing and distribution risks, including products manufactured internationally and distributed in United States. Our underwriters will consider the origin, life cycle and the end use of products when underwriting the risk.
Learn MoreAlta specializes in niche auto classes with a local and intermediate radius of operation. While limits vary depending on venue, class and prior performance, we target both, auto buffer business and accounts requiring up to $5M in excess capacity.
Learn More