Specialty Auto Excess Insurance
Alta specializes in niche auto classes with a local and intermediate radius of operation. While limits vary depending on venue, class and prior performance, we target both $1,000,000 excess of primary, auto buffer business and accounts requiring up to $5,000,000 in excess capacity.
Specialty auto classes include:
- Beverage distributing
- Concrete – mixed in transit
- Concrete pumping
- Garbage collection
- Moving and storage
- Sand and gravel hauling
- Scrap metal dealers
- Wholesale distributor fleets
- Owners goods on owners trucks
- Scrap metal dealers
Limits
- Up to $2,0000,000 limits in lead $5,000,000 layer or $5,000,000 in an excess layer
- $1,000,000 buffer limits for fleets, unfavorable venue or prior loss issues
Paper
- Follow form coverage is available on a non-admitted basis in all states
Submission requirements
- Completed application (accord or other acceptable umbrella application)
- Trucking supplemental application
- Five (5) year fleet summary
- Five (5) year loss summary
- Loss detail for losses in excess $50,000
- Website address
- Expiring umbrella/excess carrier and premium
- Underlying terms and conditions
- Target pricing by layer
Related Products
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