Specialty Auto Insurance
Alta specializes in niche auto classes with a local and intermediate radius of operation. While limits vary depending on venue, class and prior performance, we target both $1,000,000 excess of Primary, auto buffer business and accounts requiring up to $5,000,000 in excess capacity.
Specialty auto classes include:
- Beverage distributing
- Concrete – mixed in transit
- Concrete pumping
- Garbage collection
- Moving and storage
- Sand and gravel hauling
- Scrap metal dealers
- Wholesale distributor fleets
- Owners goods on owners trucks
- Scrap Metal Dealers
Limits
- Up to $2,0000,000 limits in lead $5,000,000 layer or $5,000,000 in an excess layer.
- $1,000,000 buffer limits for fleets, unfavorable venue or prior loss issues
Paper
- Follow Form coverage is available on a non-admitted basis in all states
Submission requirements
- Completed Application (accord or other acceptable umbrella application)
- Trucking Supplemental Application
- Five (5) year fleet summary
- Five (5) year loss summary
- Loss detail for losses in excess $50,000
- Web site address
- Expiring Umbrella / Excess carrier and premium
- Underlying terms and conditions
- Target pricing by layer
Related Products
Alta can provide coverage to commercial and residential construction risks. With a broad appetite, we can respond quickly to the Excess Liability insurance needs of both contractors and commercial projects.
Learn MoreAlta has the deep industry knowledge and experience to provide unsupported excess capacity for manufacturing and distribution risks, including products manufactured internationally and distributed in United States. Our underwriters will consider the origin, life cycle and the end use of products when underwriting the risk.
Learn MoreAlta specializes in accounts with prior loss issues, venue restrictions or the need for increased limits. Our experienced underwriters can tailor coverage for a wide array of exposures. We provide insurance solutions for target classes by providing Follow Form Professional coverage for BOP-related classes, and Follow Form Directors & Officers on association risks.
Learn More
