Real Estate and OL&T Excess Insurance
Our experienced underwriters can tailor excess insurance coverage to suit a wide range of exposures. We provide Follow Form Professional coverage for BOP-related classes, as well as Follow Form Directors & Officers coverage for association risks.
Target business classes include:
Real estate and OL&T
- Condo/townhome associations
- Homeowners associations
- Dwelling schedules
- Commercial real estate
- Commercial real estate development
- Mixed-use development
- Parking structures
- Vacant land
- Apartment
- Prefer excess attachment for apartment business
- No appetite for section 8, senior or student exposures
Limits
- Up to $5M limits in lead or excess capacity
Paper
- Follow Form coverage is available on a non-admitted basis in all states
Submission requirements
- Completed application (Accord or other acceptable Umbrella Application)
- Supplemental application as needed, including a separate Liquor Liability Supplemental for risks with liquor exposures
- Five (5) year loss summary
- Loss detail for losses in excess of $50,000
- Website address
- Expiring umbrella/excess carrier and premium
- Underlying terms and conditions
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